It's impossible to live in Folsom, CA

>Based upon CNN's 2007 report

Median family income: $97,012
Sales tax: 7.80%
Income tax: %9.30
Average Auto insurace premiums: $2076
Median home price: $492,155
Average property taxes: $3,975
Amount spent on vacations per year average per household: $8,269

Lets Calculate how much we actually have to spend after typical expenses assuming CNN is correct:

15% into retirement: $82,460
Federal tax 25%: $61,845
State tax: $56,094
Vacation: $47,825
Mortgage $2200/mo * 12 month: $21,424
Car ($350/mo payment + insurance): $15,148
Utilities ($200/mo): $12,748
Food ($200/wk family of 4): $2,348
Gasoline (231 miles/wk EPA average at 22mpg at $3.30/gallon): $684.8
Health insurance ($4000/yr): $-3,315
Property Tax: $-7,290
Home owners insurance...
School supplies...
Car repair...
Home repair...


I'll just stop here. We know people are too dumb not to go on vacation, but even if we remove the 401k contributions we're still in the hole.